Licensed health insurance agent
Hi, I’m Lobsang Rivas. I help individuals, families, and self-employed professionals compare ACA Marketplace and Medicare options—with clear, no-pressure guidance.
Home base: Central Florida (in-person when it helps). Remote help available in NY, NJ, TN, TX, and MI. NPN 18838086.
Personalized plan comparisons from licensed agents
Help understanding subsidies, eligibility, and enrollment
No-cost, no-pressure guidance
These core values shape how we help individuals, families, and self-employed professionals navigate ACA, Medicare, and supplemental health insurance options — with clarity, honesty, and care.
We prioritize the health, care, and well-being of every person we serve. Our role is to help you understand your options and make confident health insurance decisions — never to pressure you into a plan.
We believe health insurance should be easy to understand. That’s why we explain coverage, costs, subsidies, and eligibility in plain language — so you always know what to expect.
From comparing plans to understanding enrollment periods, we streamline the process so you can get the information you need quickly — without confusion or unnecessary paperwork.
We work with licensed health insurance agents who understand Florida plans, providers, and regulations — ensuring you receive accurate, up-to-date guidance tailored to your situation.
Our services are provided at no cost to you, with no obligation to enroll. We’re here to help you explore your options and decide what’s right for your health and your family.
How we work together
Whether we meet in Orlando or Kissimmee, or talk by phone or video from another state, you get the same personal attention—plan comparisons in plain language, and enrollment support when you’re ready.
Licensed in Florida (resident, statewide) plus New York, New Jersey, Tennessee, Texas, and Michigan.
Home base: Central Florida (Orlando & Kissimmee). We help clients anywhere in Florida — by phone, online, or in person locally.
Also licensed in New York, New Jersey, Tennessee, Texas & Michigan — help by phone & online. Plan and carrier choices in each state depend on the carriers we’re appointed with.
Licensed agent: Lobsang Rivas · NPN 18838086 · Verify a Florida license at licenseesearch.fldfs.com or any state at nipr.com.
Speak with a licensed local health insurance agent and get help comparing ACA, Medicare, and supplemental coverage — at no cost.
