Need a Medicare agent in Kissimmee, FL? Instant Health Help is a licensed health insurance agency based in Kissimmee and Orlando. Our agent, Lobsang Rivas (NPN 18838086), helps Osceola County residents compare Medicare Advantage, Medicare Supplement (Medigap), and Part D plans in person in Kissimmee, by phone, or online. He speaks Spanish, so you can do the whole review in Spanish. Our help costs you nothing.
We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) to get information on all of your options.
We are not an insurance carrier and not part of the federal Medicare program. We don’t invent plan names or prices, and we don’t call any plan the “best.” We compare the plans we are appointed to offer against your doctors, pharmacies, and medications.
Service area and contact: Kissimmee and Osceola County, Florida
- Instant Health Help · Based in Orlando and Kissimmee, Florida
- Licensed agent: Lobsang Rivas · NPN 18838086
- Phone: (321) 315-0054
- Email: agent@inshh.com
- Service area: Kissimmee, St. Cloud, Buenaventura Lakes, Poinciana, Celebration, Campbell, and the rest of Osceola County
- Meetings: In person in Kissimmee and Central Florida by appointment
- Hours: Monday–Friday 8 a.m.–5 p.m., Saturday 9 a.m.–3:30 p.m. (Eastern)
- Languages: English and Spanish
Medicare dates for Kissimmee residents
- Annual Enrollment Period, October 15 through December 7: join, switch, or drop a Medicare Advantage or Part D plan. Changes start January 1.
- Medicare Advantage Open Enrollment, January 1 through March 31: if you are already in a Medicare Advantage plan, you can switch to another one or go back to Original Medicare.
- Initial Enrollment Period: 7 months around your 65th birthday: the 3 months before your birthday month, that month, and the 3 months after.
- Special Enrollment Periods: some life events, like moving or losing other coverage, open a separate window.
Medicare Advantage and Part D plans are offered by county, so Osceola County options can differ from Orange or Polk County. If you split the year between Kissimmee and another state, tell us. Some plans don’t cover routine care away from home.
Medicare help for Osceola County families
- Medicare in Spanish: plan terms, drug lists, and letters explained in Spanish. Spanish guides: cumplir 65 e inscribirse en Medicare and inscripción anual de Medicare.
- Medicare and Medicaid together: if you are dual eligible, there may be extra plan choices and enrollment windows. See dual eligible basics.
- Help with costs: Medicare Savings Programs and Extra Help can lower premiums and drug costs for people who qualify.
- Moving to Kissimmee with Medicare: a permanent move can open a Special Enrollment Period to change plans.
Medicare Savings Programs and Medicaid go through the Florida Department of Children and Families (DCF). We are MyACCESS certified and can help you complete the application in MyACCESS in Kissimmee, but we are not DCF and DCF decides who qualifies.
Turning 65 in Kissimmee?
Your Initial Enrollment Period lasts 7 months, starting 3 months before your birthday month. Leaving a Marketplace plan for Medicare? Time it so you don’t pay for both or end up with a gap. See turning 65 Medicare enrollment in Florida and can I keep Marketplace coverage after 65?.
Free, unbiased counseling is also available from Florida SHINE, Florida’s State Health Insurance Assistance Program, at 1-800-963-5337. Live in Orange County? See Medicare agent in Orlando. Elsewhere in Florida? See licensed Medicare agent in Florida.
Find Instant Health Help on Google
Google Business Profile for Instant Health Help. We are a service-area business: there is no walk-in office address. Open in Google Maps
Talk to a licensed Medicare agent in Kissimmee before December 7
Or call (321) 315-0054 · agent@inshh.com · WhatsApp · Hablamos español
¿Prefiere español? Agente de seguro médico y Medicare en Kissimmee
Kissimmee Medicare agent FAQ
Can I meet a Medicare agent in person in Kissimmee?
Yes. We are based in Kissimmee and Orlando, so we can meet in person in Kissimmee and Central Florida by appointment. Phone and video appointments are available too.
Can I get Medicare help in Spanish in Kissimmee?
Yes. Lobsang speaks Spanish, so you can go over Medicare Advantage, Medicare Supplement, and Part D options in Spanish from start to finish.
I have Medicare and Medicaid. Can you help?
Yes. People with both may have special plan options and Special Enrollment Periods. We compare the plans we are appointed to offer, and we can help you complete a MyACCESS application if Medicaid needs to be renewed. DCF decides Medicaid eligibility.
When is Medicare open enrollment?
Medicare’s Annual Enrollment Period runs October 15 through December 7, with changes starting January 1. If you are in a Medicare Advantage plan, you can also switch from January 1 through March 31.
Does it cost anything to work with you?
No. Our help costs you nothing. If you enroll, the insurance company pays us. Florida SHINE also offers free, unbiased counseling at 1-800-963-5337.
Educational content only. Plan availability, networks, and costs depend on your county, ZIP code, and situation. Instant Health Help is a licensed insurance agency. It is not an insurance carrier and is not connected with or endorsed by the U.S. government, the federal Medicare program, or Florida DCF. Official sources: Medicare.gov and Florida SHINE. Verify a Florida license at licenseesearch.fldfs.com.