Looking for a Medicare agent in Orlando, FL? Instant Health Help is a licensed health insurance agency based in Orlando and Kissimmee. Our agent, Lobsang Rivas (NPN 18838086), helps Orlando and Orange County residents compare Medicare Advantage, Medicare Supplement (Medigap), and Part D plans, in person in Central Florida, by phone, or online, in English or Spanish. Our help costs you nothing.
We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) to get information on all of your options.
We are not an insurance carrier, and we are not connected with the federal Medicare program. We don’t invent plan names or prices, and we don’t call any plan the “best.” We compare the plans we are appointed to offer against your doctors, pharmacies, and prescription list.
Service area and contact: Orlando and Orange County, Florida
- Instant Health Help · Based in Orlando and Kissimmee, Florida
- Licensed agent: Lobsang Rivas · NPN 18838086
- Phone: (321) 315-0054
- Email: agent@inshh.com
- Service area: Orlando, Winter Park, Apopka, Ocoee, Winter Garden, Lake Nona, and the rest of Orange County
- Meetings: In person in Orlando and Central Florida by appointment
- Hours: Monday–Friday 8 a.m.–5 p.m., Saturday 9 a.m.–3:30 p.m. (Eastern)
- Languages: English and Spanish
Medicare dates Orlando residents should know
- Annual Enrollment Period, October 15 through December 7: join, switch, or drop a Medicare Advantage or Part D plan. Changes start January 1.
- Medicare Advantage Open Enrollment, January 1 through March 31: if you are already in a Medicare Advantage plan, you can switch to another one or go back to Original Medicare.
- Initial Enrollment Period: 7 months around your 65th birthday: the 3 months before your birthday month, that month, and the 3 months after.
- Special Enrollment Periods: some life events, like moving or losing other coverage, open a separate window.
Plans can change premiums, drug lists, and networks each year, so read your Annual Notice of Change before December 7. Help with that: what to do when your ANOC arrives.
What an Orlando Medicare review covers
- Whether your Orlando-area doctors, specialists, and hospitals are in network for the plans we compare
- Your full prescription list, checked against each plan’s drug list and estimated yearly cost
- Medicare Advantage vs. Original Medicare with a Supplement and Part D, in plain language
- Timing your enrollment when you turn 65 or leave job-based coverage
- Questions after you enroll, for as long as you are our client
Background reading: Original Medicare vs Medicare Advantage, review your Part D drug list, and how to check your doctor’s network.
Turning 65 in Orlando?
Your Initial Enrollment Period is 7 months long and starts 3 months before your birthday month. If you or your spouse still work and have job-based coverage, Part B timing can be different, so ask before you sign up or delay. Start with turning 65 Medicare enrollment in Florida and should you delay Part B if you still work.
Help paying Medicare costs
If money is tight, you may qualify for Extra Help with drug costs or a Medicare Savings Program that helps with Part B premiums. In Florida, Medicare Savings Programs go through DCF. We are MyACCESS certified and can help you complete that application, but DCF decides who qualifies.
Want free, unbiased counseling too? Florida SHINE (Serving Health Insurance Needs of Elders) is Florida’s State Health Insurance Assistance Program, run by the Florida Department of Elder Affairs: 1-800-963-5337. Outside the Orlando area? See our licensed Medicare agent in Florida page, or Medicare agent in Kissimmee for Osceola County.
Find Instant Health Help on Google
Google Business Profile for Instant Health Help. We are a service-area business: there is no walk-in office address. Open in Google Maps
Talk to a licensed Medicare agent in Orlando before December 7
Or call (321) 315-0054 · agent@inshh.com · WhatsApp · Hablamos español
Orlando Medicare agent FAQ
Can I meet a Medicare agent in person in Orlando?
Yes. Instant Health Help is based in Orlando and Kissimmee, so we can meet in person in Central Florida by appointment. Many clients prefer phone or video, and that works just as well.
When can I change my Medicare plan?
During the Annual Enrollment Period, October 15 through December 7, with changes starting January 1. If you are in a Medicare Advantage plan, you also have January 1 through March 31 to switch plans or return to Original Medicare.
Are Medicare plans in Orlando different from the rest of Florida?
They can be. Medicare Advantage and Part D plans are offered by county, so Orange County options can differ from Osceola, Seminole, or Lake County. We check plans for your ZIP code.
Does it cost more to use a Medicare agent?
No. Our help costs you nothing. If you enroll, the insurance company pays us. You can also get free, unbiased counseling from Florida SHINE at 1-800-963-5337.
Can I get Medicare help in Spanish in Orlando?
Yes. Lobsang speaks Spanish, so you can review your Medicare options in Spanish.
Educational content only. Plan availability, networks, and costs depend on your county, ZIP code, and situation. Instant Health Help is a licensed insurance agency. It is not an insurance carrier and is not connected with or endorsed by the U.S. government or the federal Medicare program. Official sources: Medicare.gov and Florida SHINE. Verify a Florida license at licenseesearch.fldfs.com.