Tennessee open enrollment for Marketplace plans runs November 1 to January 15 on HealthCare.gov, with a December 15 deadline for coverage starting January 1. Here is a step by step guide, plus why TennCare has its own application through TennCare Connect.
Moving to Tennessee for a new job, family or a lower cost of living? Your old state’s health plan usually won’t follow you. Here is how the 60-day moving special enrollment period works, the prior coverage rule, what proof to keep, and where TennCare fits.
Extra Help is a federal Medicare program that helps people with limited income and resources pay Part D premiums, deductibles, and copays. Here is who in Tennessee gets it automatically, how to apply through Social Security, what happens after you qualify, and the special once a month chance to change drug plans.
A Medigap policy helps pay costs Original Medicare leaves behind, but when you buy it matters. Here is how the 6 month Medigap open enrollment window works, what Tennessee law adds for people under 65 who have Medicare because of a disability or ESRD, what happens outside those windows, and where Tennesseans can get unbiased help.
If you have a Marketplace plan in Tennessee and you are turning 65, the switch to Medicare does not happen on its own. Here is when to sign up, how to time the end of your Marketplace plan, why waiting can cost you, and what to do about a spouse who is still under 65.
People in Knoxville who buy their own coverage shop on HealthCare.gov. If you live in Knox, Blount, Anderson, Loudon, or Sevier County and work in tourism, health care, manufacturing, energy research, or for yourself, here is how the Marketplace works, where TennCare fits, and what to have ready before November 1.
Medicare annual enrollment runs October 15 to December 7. If you live in Memphis, Germantown, Collierville, Bartlett, or anywhere in Shelby, Fayette, or Tipton County, here is what to review for logistics, health care, and manufacturing workers and retirees, where to get counseling or licensed help, and why the state line matters.
CoverKids is Tennessee’s health coverage for children under 19 and pregnant women who don’t qualify for TennCare. Here is who usually qualifies, what CoverKids pays for, the three ways to apply through TennCare Connect, and how a family can use CoverKids for the kids while the parents look at a Marketplace plan.
If Medicare premiums and copays stretch your budget, Tennessee’s Medicare Savings Programs may help. TennCare runs four of them. Here is what each one pays, who may qualify, the three ways to apply through TennCare Connect, how it links to Extra Help for drug costs, and where Tennesseans can get unbiased help.
If you freelance, drive, contract, farm, or run a one-person business in Tennessee, you shop for health insurance on HealthCare.gov like any individual. The hard part is the income question. Here is how to estimate net self-employment income, what to do when it swings, how a spouse’s job or a job offer changes things, and the dates to know.
