New Jersey runs its own marketplace, Get Covered New Jersey, with open enrollment from November 1 to January 31. Enroll by December 31 for coverage starting January 1, later than New York and HealthCare.gov. Here is how the dates work and where NJ FamilyCare and Medicare fit.
Si perdió su trabajo en Nueva Jersey, perder el seguro del empleador le da 60 días para inscribirse en un plan de Get Covered New Jersey. Le explicamos cómo comparar con COBRA, cuándo puede calificar para NJ FamilyCare, cómo estimar sus ingresos y qué no debe hacer antes de tiempo.
En Nueva Jersey, como en todo el país, puede recibir sus beneficios de Medicare con Medicare Original, a veces junto con una póliza Medigap, o con un plan Medicare Advantage. No puede tener las dos cosas a la vez. Le explicamos las diferencias, cuándo es más fácil comprar Medigap y qué derechos de prueba tiene si cambia.
New Jersey’s Medicare Savings Programs can help pay your Part B premium and, with QMB, Part A premiums and Medicare cost sharing too. Here is what QMB, SLMB, and QI each cover, who may qualify, how they connect to Extra Help for drugs, and how to apply with one NJSave application.
Yes, Get Covered New Jersey is real. It is New Jersey’s official health insurance Marketplace, run by the state’s Department of Banking and Insurance. Here is how to make sure you are on the real site, who can legitimately help you enroll, and the scam red flags state regulators warn about.
Si vive en Paterson, Passaic, Clifton, Haledon, Prospect Park o en cualquier parte del condado de Passaic y necesita su propio seguro de salud, en Nueva Jersey se usa Get Covered New Jersey, no HealthCare.gov. Le explicamos en español cómo encaja el trabajo en fábricas, almacenes, salud y comercio, cuándo puede solicitar, dónde entra NJ FamilyCare y qué está cambiando para algunos inmigrantes.
La inscripción anual de Medicare va del 15 de octubre al 7 de diciembre. Si vive en Jersey City, Union City, West New York, North Bergen, Bayonne o en cualquier parte del condado de Hudson, le explicamos en español qué revisar si trabajó en finanzas, salud o logística en el puerto, dónde pedir ayuda y qué hacer si es menor de 65.
New Jersey’s PAAD and Senior Gold programs help eligible older adults and people with disabilities with prescription costs, and both work alongside a Medicare Part D plan. Here is who may qualify, how each program fits with your drug plan, what to check during annual enrollment, and how to apply with one NJSave application.
In New Jersey, NJ FamilyCare is the state’s public health coverage program and Get Covered New Jersey is the state’s marketplace for private plans. Here is who usually qualifies for each, why children often qualify when their parents don’t, how one application checks both, and what the new federal rules change for some adults and immigrants.
Federal law generally doesn’t require insurers to sell Medigap policies to people under 65, but New Jersey law does give people with Medicare due to a disability some rights. Here is how the rules work for people under 50 and for ages 50 to 64, why the 12 months after you enroll in Part B matter, what changes at 65, and where to get unbiased help.
