A step by step walkthrough of the Instant Health Help quote tool using a real example (35, male, non-smoker, $40k, ZIP 32837). We label every part of the results page and explain premium, deductible, copay, coinsurance, and out-of-pocket max in plain English.
Florida has two open enrollment windows this fall. Medicare’s is open now through December 7. The Marketplace on HealthCare.gov opens November 1, with December 15 for a January 1 start and January 15 as the last day. Here are both calendars on one page, a to-do list for before November 1, and what to do when one spouse has Medicare and the other does not.
Myth you may hear in Orlando or Kissimmee: “If I apply on HealthCare.gov, tax credits mean a free plan.” Truth in plain English: Marketplace premium
Medicare is a federal health insurance program designed to provide coverage for older adults and certain individuals with disabilities. Understanding who qualifies for Medicare and
En Nueva Jersey, como en todo el país, puede recibir sus beneficios de Medicare con Medicare Original, a veces junto con una póliza Medigap, o con un plan Medicare Advantage. No puede tener las dos cosas a la vez. Le explicamos las diferencias, cuándo es más fácil comprar Medigap y qué derechos de prueba tiene si cambia.
New York’s Medicare Savings Program is run through Medicaid and can pay your Medicare Part B premium, and at the QMB level, other Medicare costs too. There is no resource test, and joining also gets you Extra Help with drug costs. Here is how the two levels work, what to send with the application, and where to mail it.
Extra Help is a federal Medicare program that helps people with limited income and resources pay Part D premiums, deductibles, and copays. Here is who in Tennessee gets it automatically, how to apply through Social Security, what happens after you qualify, and the special once a month chance to change drug plans.
Whether it is a plant layoff, a supplier cutback, or the end of a seasonal job, losing work in Michigan often means losing health insurance too. Here is how the 60-day Special Enrollment Period works, how COBRA compares with a Marketplace plan, when the Healthy Michigan Plan may fit, and what to report so your savings are right.
Si trabaja en construcción, en el petróleo, manejando un camión, limpiando casas o en cualquier trabajo donde cobra con 1099 en Texas, puede buscar seguro médico en el Mercado. Le explicamos cómo calcular su ingreso neto, qué hacer si sus ingresos suben o bajan por temporada, y cómo influye una oferta de seguro de un empleador.
New Jersey’s Medicare Savings Programs can help pay your Part B premium and, with QMB, Part A premiums and Medicare cost sharing too. Here is what QMB, SLMB, and QI each cover, who may qualify, how they connect to Extra Help for drugs, and how to apply with one NJSave application.
